Archive of health reform

15Nov2011
Author
SOA Blog
Category
Healthcare
Tags
,
Lessons learned from anti-selection Thumbnail

Lessons learned from anti-selection

by Cecil Bykerk, 2008-09 SOA President; President, CDBykerk Consulting Recently the Connecticut Pre-Existing Condition Insurance Plan changed its rating structure to a one- size-fits-all approach.  Reports on this change indicated that some older individuals would see reductions ranging up to 57 percent while individuals under the age of 45 would see increases.  It will be interesting to see what happens to enrollment as well as resulting financial experience. Back in 1996 and 1997, New York State revised its individual marketplace by requiring companies writing individual major medical policies to change its pricing approach to a uni-gender/uni-age approach, i.e., one-size-fits-all in addition to requiring guarantee issue.  This change applied to existing business as well as new business.  (more…)

Read MoreLeave a Comment
10Nov2011
Author
SOA Blog
Category
Healthcare
Tags
,

‘Tis the season for healthcare conversations

It is that time of year again in health care – open enrollment for benefit plans at a significant portion of American businesses. Not exactly as enthralling as the holiday season, but important to most workers nonetheless. With thoughts of premiums, deductibles and networks percolating in November, the Society of Actuaries will cover a number of health care issues on the blog this month. Stay tuned for links to charts that show the state of health care, question-and-answer posts with industry experts and a review of the New York Times best-selling book Health Care Will Not Reform Itself. For now, we will highlight some of the trending topics online that are pertinent for those trying to manage health care risks for the broader economy, for an employer or for a provider of health care services. (more…)

Read MoreLeave a Comment
Health reform and the individual mandate Thumbnail

Health reform and the individual mandate

Tom Snook shares an actuarial point of view on the individual mandate provision in the healthcare reform law.

Read MoreView Comments (3)
30Aug2011
Author
SOA Blog
Category
Healthcare
Tags
, ,
Is California leading states in health care reform? Thumbnail

Is California leading states in health care reform?

David Axene provides his perspective on health reform in California.

Read MoreView Comments (1)